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Solutions

NPCI H2H (Cloud HSM)

Problem

Mandate encryption and digital signing require secure key management and tamper‑resistant operations that meet NPCI expectations.

Solution

A hardened H2H stack using Cloud HSM for key custody, certificate‑based encryption/signing, audit trails, and automated file handling.

Key Features

  • Cloud HSM backed key management and hardware root of trust
  • Mandate file parsing, encryption, signing, and validation
  • Role‑based access & tamper‑evident logs
  • Ready connectors for common SFTP/FTPS workflows

Benefits

  • Meets strong‑crypto expectations for BFSI
  • Reduces operational risk and key sprawl
  • Shorter audits with complete trails

Implementation

  1. Environment readiness & HSM tenant provisioning
  2. Certificate import & policy setup
  3. Secure file flow configuration & testing
  4. Pilot run & go‑live

CERT‑IN aligned STIX Threat Intelligence Feed

Problem

BFSI institutions struggle to operationalize threat advisories into blockable controls across firewalls and SIEMs.

Solution

A STIX/TAXII feed curated for Indian fintech threats, mapped from CERT‑IN advisories and consumable by SOC tools.

Key Features

  • STIX objects for IPs, domains, hashes, and TTPs
  • Integrations for common SIEM/Firewall platforms
  • Namespace tagging for multi‑tenant SOCs

Benefits

  • Faster advisory‑to‑control conversion
  • Reduced mean‑time‑to‑block (MTTB)
  • Evidence trails for audits

Implementation

  1. TAXII endpoint provisioned; credentials issued
  2. Platform connector configured (SIEM/Firewall)
  3. Validation in staging; promote to production

UPI Merchant QR (for banks without acquire licenses)

Problem

Institutions without acquire licenses struggle to offer merchant acceptance and expand digital services.

Solution

A program to enable merchant QR acceptance via compliant partnerships and APIs, with settlement transparency.

Key Features

  • QR issuance & lifecycle management
  • Merchant onboarding workflows
  • Dashboards and settlement visibility

Benefits

  • Expand services without full acquire stack
  • Faster time‑to‑market with partners
  • Lower OPEX with shared rails

Implementation

  1. Eligibility & partner alignment
  2. API integration & sandbox testing
  3. Pilot cohort & scaled rollout