Solutions
NPCI H2H (Cloud HSM)
Problem
Mandate encryption and digital signing require secure key management and tamper‑resistant operations that meet NPCI expectations.
Solution
A hardened H2H stack using Cloud HSM for key custody, certificate‑based encryption/signing, audit trails, and automated file handling.
Key Features
- Cloud HSM backed key management and hardware root of trust
- Mandate file parsing, encryption, signing, and validation
- Role‑based access & tamper‑evident logs
- Ready connectors for common SFTP/FTPS workflows
Benefits
- Meets strong‑crypto expectations for BFSI
- Reduces operational risk and key sprawl
- Shorter audits with complete trails
Implementation
- Environment readiness & HSM tenant provisioning
- Certificate import & policy setup
- Secure file flow configuration & testing
- Pilot run & go‑live
CERT‑IN aligned STIX Threat Intelligence Feed
Problem
BFSI institutions struggle to operationalize threat advisories into blockable controls across firewalls and SIEMs.
Solution
A STIX/TAXII feed curated for Indian fintech threats, mapped from CERT‑IN advisories and consumable by SOC tools.
Key Features
- STIX objects for IPs, domains, hashes, and TTPs
- Integrations for common SIEM/Firewall platforms
- Namespace tagging for multi‑tenant SOCs
Benefits
- Faster advisory‑to‑control conversion
- Reduced mean‑time‑to‑block (MTTB)
- Evidence trails for audits
Implementation
- TAXII endpoint provisioned; credentials issued
- Platform connector configured (SIEM/Firewall)
- Validation in staging; promote to production
UPI Merchant QR (for banks without acquire licenses)
Problem
Institutions without acquire licenses struggle to offer merchant acceptance and expand digital services.
Solution
A program to enable merchant QR acceptance via compliant partnerships and APIs, with settlement transparency.
Key Features
- QR issuance & lifecycle management
- Merchant onboarding workflows
- Dashboards and settlement visibility
Benefits
- Expand services without full acquire stack
- Faster time‑to‑market with partners
- Lower OPEX with shared rails
Implementation
- Eligibility & partner alignment
- API integration & sandbox testing
- Pilot cohort & scaled rollout